Sunday, 10 December 2017

Military Wives 'Missing Out' On Up To £30,000 Of Pension

Wives or partners of those who have served abroad in the armed forces may be missing out on pension payments worth thousands of pounds.
Last year the government launched a scheme to offer National Insurance Credits to 20,000 military spouses.
But following a Freedom of Information Request, insurance firm Royal London discovered that fewer than 4,000 people have applied for it so far.
The payments could be worth up to £30,000 over the course of retirement.

Turn2us - Financial Support To Armed Forces & Veterans


If you are a serving member of the armed forces or a veteran, there may be benefits, grants or other financial support available to you and your family.

There are a number of military charities that provide support, each with their own set of eligibility requirements. Help may be available to you from one of these charities if you:

•Are still serving

•Are a veteran

•Serve or served as a regular or reserve, because of the Second World War or National Service

•Had a long or short period of service

•Are the partner, spouse, widow, widower or dependent child of someone who served


 

Little Troopers, Brand New Tri-Service Separation Packs, available for families to buy


BRAND NEW Tri-service Separation Packs

Tri-service Separation Packs are now available! Perfect for any British Army, Royal Navy or Royal Air Force family (regular or reserve)
Suitable for short or long separations;
World map & Stickers
10 x Chuff Charts Sheets & complete stickers
6 x Illustrated Postcards
Photo Frame
Little Trooper passport
Separation Booklet

View more and order here.....

Are You Leaving Your SFA Empty Over The Holiday?

0800 707 6000

Future Accommodation Model - Update

Please click on image to enlarge, and for more
information please click HERE

Wellbeing Day Friday 19th January 2018 - Hart Shopping Centre, Fleet

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Hampshire Alerts - Festive season safety


Christmas is a time to relax and have fun but it can also be very busy and stressful. You may be out and about more than usual – for that essential Christmas shopping and to festive parties and other social events – and the last thing you need is to become a victim of crime. To help avoid this, consider some of the following advice:

Christmas Parties

· Most of us like a drink or two but remember that alcohol will affect your judgment – don’t let it endanger your personal safety.

· Remember, the most common date rape drug is alcohol, with victims being given drinks with a far higher alcohol content than they think.

· Watch your drinks and food to ensure that nothing is added to them.

· Never leave your drink unattended, even if you are going to dance or to the toilet.

· If your drink has been left unattended, don't drink any more of it.

· If something tastes or looks odd, don't eat/drink any more of it. Be aware, though, that some date rape drugs are colourless and tasteless.

· If someone you don't know or trust offers to buy you a drink either decline or accompany them to the bar and watch that nothing is added.

· Know your own limit.

· If you meet someone new at a party, avoid going home with them or inviting them back to your home/accepting a lift from them. It's far safer to arrange a second date in a public place to get to know the person better. If you do find yourself alone with someone you don't know well, make sure that someone knows where you are and who you're with.

· Pay attention to your instincts. If you feel uneasy about someone, there may be a reason.

· Carry your keys, mobile phone and some money in your pocket on the way home, so you can give up your handbag or wallet and escape quickly if necessary.

Christmas Shopping

· Don’t get loaded down with too many bags. Try to keep one hand free.

· Try and avoid taking young children into busy shopping areas. If it is unavoidable make sure they know what to do if they lose you, e.g. tell the nearest counter assistant that they are lost and NEVER leave a shop without you.

· Agree a meeting point with older children in case you get separated.

· Be careful where you park your car, especially if you will be returning to it after dark.

· If parking in a multi-storey car park, choose a well-lit space as close to the exit as possible and away from pillars. Reverse into position.

· Keep car doors locked whilst driving in built-up areas, especially if you’ve got bags of presents in the car.

· Don’t leave presents on show in a parked car, as they could tempt thieves.

· Keep alert and aware of your surroundings, especially in busy shops and crowded streets where thieves and pickpockets may well be operating.

· Keep a close watch on your valuables and try not to keep them all in one place.

Transport

· The party’s over and you need to get home. You are likely to be tired and slightly the worse for wear so you need to be careful.

· The ideal plan is to book your cab or taxi in advance or call a licensed cab company from the party and arrange for them to pick you up right outside the venue.

· Never accept a lift from a minicab touting for trade on the street. They are illegal and can be very dangerous.

· Always sit in the back of a cab/taxi and if you get chatting to the driver, do not give away personal details. If you feel uneasy with the driver, ask him to stop at a busy familiar place and get out.

· If using public transport, have your ticket, pass or change ready in your hand so that your wallet or purse is out of sight.

· Always wait for the bus or train in a well-lit place near other people if possible and try and arrange for someone to meet you at the bus stop or station.

· Take note of where the emergency alarms are and try to sit near them.

· If a bus is empty or it is after dark, you may feel safer on the lower deck as near as possible to the driver.

· On trains, avoid empty compartments or compartments that have no access to corridors or other parts of the train. If you feel threatened on any public transport press the alarm and/or make as much noise as possible to attract attention of your fellow passengers or the driver or guard.

Combat Stress releases top tips to help former servicemen and women cope with pressure of Christmas

Combat Stress, the UK’s leading charity for veterans’ mental health, is sharing its tops tips to help former servicemen and women cope with the Christmas and New Year period.
Christmas is a time for celebration, yet it can be difficult for veterans with mental health problems. Some may feel isolated, lonely or depressed, while others can feel overwhelmed by large gatherings of family and friends, or feel they don’t have time for themselves.
Combat Stress has put together 10 steps veterans can take to enjoy Christmas and the New Year. In fact, it’s advice most people can use if they feel overwhelmed or anxious during the festivities. The tips are:
  • Take time out for yourself
  • Go outdoors for a walk or activity
  • Do something you enjoy
  • Relax with a bath, hot chocolate or play music
  • Remember to take your medication
  • Help out by volunteering for local projects or charities
  • Watch a film
  • Avoid alcohol and caffeine
  • Eat the right ‘good’ food
  • Get support – call the Combat Stress Helpline
The tips include advice to practice meditation, which is especially good to do if you become stressed when surrounded by lots of people on a busy high street or when celebrating Christmas with loved ones. Take yourself off to a quiet place – a coffee shop or another room – and then return when you feel less anxious.
Going outside for a walk or outdoor activities is a good way to distract yourself from things that are causing you stress or anxiety. Avoiding alcohol and caffeine three hours before bedtime will improve your chances of having a good night’s sleep, while getting your five a day of fruit and vegetables will not only help feed a healthier body but also a healthier mind.
Sue Freeth, Chief Executive of Combat Stress, said: “We know many veterans with mental health conditions can find the Christmas period particularly challenging. We hope our tips, put together by our specialist clinical team, will help.
“It’s important veterans talk to a friend or family member about how they’re feeling so they can receive support. The Combat Stress 24-hour Helpline is available throughout Christmas and the New Year. We strongly encourage veterans and their loved ones to call us for help and support on 0800 138 1619, text us on 07537 404 719 or email helpline@combatstress.org.uk.”
Combat Stress’ Christmas tips will be shared on Facebook, Twitter and Instagram from 14 December through to Christmas Eve.

Forces Health BUPA Scheme

See HERE for further information

Service Leavers Guide

This booklet has been produced to provide help and advice on a range of topics as you plan for your transition to civilian life. It aims to give useful information on the sort of help you can  get, who can provide it and the action you need to take.

Christmas Savings from Defence Discount Service




Many more offers available on the website.
T&C apply
Visit the website to find out more: 

Stop Loan Sharks

Sport and Exercise Science Part-time studies


































CLICK HERE for the full details

Coaching and Mentoring PG Cert







































www.marjon.ac.uk

Business Management Part Time Studies




































WEBSITE

Defence Discount Service

Defence Discount Service provides discounts both online and on the high street for members of the Armed Forces, Veterans and Armed Forces Community.

Defence Discount Service is home of the Defence Privilege Card, the vetted discount card that can be used in stores, restaurants and venues to obtain armed forces discounts. This discount card allows Veterans and the Armed Forces Community to have a card that can allow them to receive military discounts.

Who qualifies?

  • Serving Armed Forces
  • Reserve Forces
  • Spouses/Partners of serving personnel
  • HM Armed Forces Veterans (ex serving)
  • MoD Civil Servants
  • Bereaved Family Members
  • War/Service Widow(er)s
  • Cadet Forces (over 16)
  • NATO Personnel in the UK
For more information, please visit: https://www.defencediscountservice.co.uk/

The Twelve Frauds of Christmas by City of London Police

Please click on images to enlarge





















Quest Resettlement Magazine Dec 2017

NHS E-Learning Programme - Armed Forces Healthcare

Health Education England e-learning for Healthcare, with support from NHS England, has launched an e-learning programme to help increase understanding of the armed forces population and facilitate improved care and treatment.

This e-learning programme is designed to highlight both the similarities and the differences to allow healthcare personnel to understand both the context of military life and also how to appropriately respond to patient need.
The programme is broken into three broad areas – the NHS care of current serving personnel, the NHS care of the families of military personnel and veterans, and finally veterans themselves.
For more information, please CLICK HERE

Hire A Hero - Supporting Service Leavers and Veterans In Transition

Housing Brief - Aldershot

Friday, 8 December 2017

Monday, 27 November 2017

Christmas & Peppa Pig Festive Wonderland At Paultons Park.

Peppa Pig World is transformed into a magical wonderland with twinkly fairy lights, music and giant Christmas trees. 
Children can visit Santa in his magical Grotto and receive a gift plus the whole family can enjoy selected rides, attractions and a Very Merry Christmas Show.
Selected dates until 23rd of December 2017 

For more information please visit the Website.

Quest Magazine- November 2017- Your guide to courses and careers

Read HERE

Stay safe with online purchases during the Festive season

What will you buy online in the lead up to the festive season? Perhaps your presents, cards and wrapping paper, festive food and drink, that special outfit, a fancy-dress costume, a new phone or tablet for yourself, or some event tickets. Or a Christmas break to get away from it all.
Because November and December are the busiest months for shoppers, they’re the busiest time for fraudsters too. They take advantage of the fact that you’re very busy, looking for a bargain, and that this is the season of goodwill.
That’s why we’ve come up with these expert, easy-to-follow safety tips to help protect you from getting caught out by seasonal scams such as realistic-looking phishing emails, posts that advertise offers that are too good to be true, fraudulent shopping websites and fake goods.

Real website?

Make sure the shopping website you’re on is authentic and the payment page secure. You can do this by checking that the address starts with ‘https’ (‘s’ is for secure) and there’s a closed padlock in the address bar, but first, make sure that the web address has been entered correctly as some fake sites change one or two letters in the hope you won’t notice.

Payment

Don’t pay for anything by transferring money directly to people or companies you don’t know, however desperate you are to buy. If it’s a fraud, it’s unlikely the bank will recover or refund your money. The safest way to pay for anything online is by credit card.

emails, posts, texts

Watch out for emails or texts from parcel delivery firms telling you to open an attachment for your delivery note. A real delivery firm wouldn’t send you that. Also, unexpected emails, texts or posts urging you to click on a link for any reason should be treated with caution.

Counterfeit goods

Take care not to get duped into buying counterfeit products such as electrical goods, designer clothes, cosmetics or other items. Similarly, do not buy them intentionally, as they contravene copyright law, cost the livelihoods of workers who make the authentic versions and can be of poor quality, or dangerous. Do all you can to ensure your purchases are authentic.

Always log out

When you’ve finished your payment, you should log out of your account, as simply closing the page may not in itself end your session.

Subscription traps

Don’t sign up for ‘free’ or ‘low-cost’ trial goods – whether slimming pills or the latest mobile handset – without thoroughly reading the small print. You could be signing up for large monthly direct debits which are difficult to get out of. Make sure you read the small print, and read trusted reviews.

Buying tickets

Buy concert, event, fixture or entry tickets only from official sources such as the box office, sports club or reputable fan ticket exchange site. Only by doing this will you know that your tickets exist and are not fakes.

Booking a holiday or travel

Check that any holiday or travel you book online is genuine by researching it thoroughly. Look for independent reviews, and confirm travel agents / tour operators are genuine by checking for an ABTA/ATOL number.

If something seems too much of a bargain …

… it probably is, as it could well be of poor quality, not as described, or even non-existent.

How To Maintain A Good Credit Record When You’re In The Military


Are you a good or a poor credit risk? You may not know until you submit
an application for a loan or credit. Here are some top tips on how to maintain
a healthy credit score, regardless of your location.
The result can sometimes be surprising. Moving around with the military

doesn’t always help your credit score, although significant effort has been
made in recent years to improve awareness within the financial industry of
the circumstances of military personnel.


How does a credit rating score work?
Your credit score measures you as a financial risk. A poor credit score can make

it difficult to borrow money. This can affect your application for credit cards,
motor finance, a mortgage and other services such as mobile phone contracts.


How is your credit risk measured?
All lenders want different things and have their own ways of scoring but are

likely to take into account the following:

  • Occupation
  • Address history
  • Length of employment
  • Annual Income
  • Previous and existing creditors and your credit payment history
  • County Court Judgments
What is likely to make you a poor credit risk?

  • Excessive debt with no spare income to support more credit
  • Too many credit searches within a rolling two-year period
  • Poor credit history such as missed or late payments
  • Not having any credit history can be detrimental to your credit score
  • Frequent house moves, in particular postings abroad where BFPO addresses aren’t always recognised by lenders’ systems
How to help your application for credit when on the move
  • State you are a member of the Armed Forces when applying for credit
  • Provide a full postal address including postcode. If it is a BFPO address, include the unit you’re attached to. A letter from your Commanding Officer is also useful
  • Register to vote in the UK, which will put you on the Electoral Register. This needs updating every time you move in the UK
  • Serving overseas for long periods of time can make building up a good credit history difficult. Keep a record of financial transactions overseas to hand, such as credit cards and bank statements. This will help to show that you can handle your money wisely
  • Manage your debts and pay your bills on time
  • Check your credit report before you apply for any credit. You can obtain a copy from credit reference agencies such as EquifaxExperian and Callcredit. If you find any discrepancies, you can challenge them with the credit bureau
  • Keep the balance on your credit cards as low as possible
  • Make joint applications for credit such as motor finance. This will help both you and your partner build up evidence of good credit management for the future.
How to improve a poor credit rating
  • There is no quick fix. A reputation for being a bad credit risk can take time to improve, but there are steps you can take to help the process along.
  • Make sure you pay your bills on time. Set up a reminder to prompt you when a payment is due or set up a direct debit and make sure there will be enough money in your account to pay the direct debit
  • Stop using your credit cards to avoid adding to your debts
  • Only take on new credit accounts if you have no other option. If you need to borrow more, look to extend your existing credit provisions rather than applying elsewhere
  • If you have any spare money, look to reduce your overall debt by forming a payment plan. Start with the cards and loans that charge the highest interest and work your way down
  • If you’re struggling to make ends meet talk to the credit company or seek advice from a credit counselling service to help you get back on track with your finances.
If you feel that you’ve been treated unfairly when seeking credit due to your military lifestyle, you can appeal to the Financial Ombudsman.

For more information on how to apply for credit you can check out Money Force. To learn more about how to manage your money, go to the Money Advice Service website.
Information extracted from RAF Families Federation News.  Please click the link for full details.

Top tips for a safer Christmas


With all the additional Christmas food and drink, presents and other goodies stored within garages and outbuildings, ensure that they are hidden out of sight and the buildings are securely locked with good quality and well-fitted locks. Treat your shed to a shed alarm this Christmas!
Avoid tempting window shopping burglars; don’t leave presents and valuables on full view in front of a window.


Don’t attract burglars to your home by leaving it in darkness; leave lights on, operate them on timers and perhaps treat yourself to a TV simulator too [Fake TV].


Lock gates and keep unwanted visitors from getting to the rear of your home.


Whether on an evening out or Christmas shopping keep your bags, handbags, wallets and mobiles safe. Busy places make it easier for the sneak thief and pickpockets, so be alert at all times.


Don’t leave valuables and gifts on display in your car.


When you go to leave the house and find that your car is all iced up, don’t leave it unattended with the engine running to de-ice it. It only takes a second to steal your car and it would invalidate any insurance claim.


When attending a Christmas party plan your return home in advance.  Don’t use unlicensed taxis.  Ensure you drink responsibly and are aware of your surroundings, whilst keeping your drink and belongings safe.  The Suzy Lamplugh Trust has more advice.


Be careful about what you post on social media.  Try not to broadcast your activity and information about the gifts you have received when not at home.


After Christmas don’t advertise your nice gifts to the thieves by putting out the empty boxes for collection undisguised.  Fold them up inside-out or put them inside other non-descript boxes and bags.


Register your new property free on www.immobilise.com  Install tracking and security apps on relevant electrical and computer products.

 

Army Basing Programme - Nov 2017


Please click on images to enlarge